功能简介 About
「Offer对比-到手工资计算器」是多 Offer 到手工资对比工具：多个 Offer 并排对比税后到手 / 年度总包 / 真实时薪，累计预扣法全年到手曲线，年终奖单独计税 vs 并入综合所得自动取优，公积金比例对比器（5%-12% 八档），年终奖确定性折算，决策加权评分，对比报告导出分享，三方违约金备忘。内置 12 城市 2026 版社保参数包。纯本地离线运行，无注册、零广告。
"Offer Compare" lets you compare multiple job offers side by side: monthly/yearly take-home pay, real hourly wage, full-year take-home curve (cumulative withholding method), optimal bonus tax method auto-selected, housing fund ratio comparison (5%-12%), bonus certainty adjustment, weighted decision score, report export & share, and tri-party penalty memo. Bundled social-insurance parameters for 12 Chinese cities (2026). Fully offline, no account, no ads.
App Store：在 App Store 搜索「Offer对比」即可下载。/ Search "Offer对比" on the App Store.
常见问题 FAQ
1. 社保公积金参数是哪一年的？ / Which year are the social insurance parameters from?
内置 12 城市 2026 年版社保缴费基数与比例，App 内标注数据版本与年份，可手动微调。Bundled 2026 parameters for 12 cities; adjustable manually in-app.
2. 年终奖怎么算最划算？ / How is the optimal bonus tax computed?
App 自动对比「单独计税」与「并入综合所得」两种算法，取到手更高的一种，并展示差额对比。The app compares both tax methods and picks the one yielding higher take-home pay.
3. 数据会丢失吗？换手机怎么办？ / Will I lose my data?
所有数据存在本机。换机前使用 Pro 的「数据导出」生成备份文件，新设备导入即可智能合并恢复。Export a backup before switching devices, then import to merge and restore.
4. Pro 内购包含什么？是订阅吗？ / What does Pro include?
Pro 为 ¥6 一次性买断（非订阅、无后续费用）：无限 Offer 对比、决策加权评分、对比报告导出、数据导入导出。换设备或重装后可用「恢复购买」找回。Pro is a one-time ¥6 purchase (not a subscription) unlocking unlimited offers, weighted scoring, report export, and data import/export. Use "Restore Purchases" after reinstalling.
5. 需要联网或注册吗？ / Does it need internet or login?
不需要。核心功能完全离线，无账号体系，不收集任何个人数据。No internet and no login required; no personal data is collected.